SPAM - Lloyds TSB Bank reminder: please update your details! (message ref: 0980619782)

Why do so many SPAMMERS and SCAMMERS waste so much time?

Is it not obvious that something like this would be a no-brainer for the recipient?

Reference Number: 39953297648431449
Dear Lloyds TSB bank customer,
As part of the new security measures, all Lloyds TSB bank customers are required to complete Lloyds TSB Customer Form. Please complete the form as soon as possible.
To access the form please click on the following link:
http://online.lloydstsb.co.uk/customercare/serverid/cform.jsp?id=3525686696351881531706924583768521152966341
Thank you for banking with us.
Sincerely,Lloyds TSB Customer Service
Please do not reply to this e-mail.
© Lloyds TSB 2008

As soon as I opened that email, I instantly knew it wasn't for me because it doesn't have my name on it or ANY reference to me!

But, more interestingly, the link is not as it seems; http://online.lloydstsb.co.uk.dlltr.cz/customercare/serverid/cform.jsp?id=3525686696351881531706924583768521152966341

Can you see the difference?

Notice how the first one could easily be assumed as 'real'. But it actually links to online.lloydstsb.co.uk.dlltr.cz

The real destination is: dlltr.cz

No I have not been there and have no intention of going there...!